Ludlow Police Department

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Foreclosure Rescue Scams

How they work

The fraudster may use one of many ways to find homeowners who are in or near foreclosure. The victim may be found through newspapers or public records, others may be tempted by ads that they see in the newspaper, on television, or flyers found on the street. After receiving “personalized counseling” the victim will typically be given one or more options to choose from:

#1 Bait-and-switch

The victim thinks they have renewed their mortgage, but they have actually signed the title to their house over to the scammer.

#2 Rent-to-Buy

The victim knowingly signs over the title of his/her house, with the assumption that he/she will be able to buy the house back after a few years. In the end the process is so difficult that purchasing the house is nearly impossible.

#3 Bankruptcy Foreclosure

The scammer agrees to negotiate a refinance plan with the victim’s bank for a fee rather than allowing them to go into bankruptcy. Often times, the scammer will pocket the money and file for bankruptcy without the victim’s knowledge. The result is a legal nightmare that costs a lot of money and may stay on your credit history for many years.

Commend a Ludlow Police Officer

If one of our Ludlow police officers or the department as a whole has delivered exceptional services and exceeded expectations, we would love to hear from you. Our officers are proud to serve the community, and positive feedback is a great way for them to recognize the impact they're having on the lives of the citizens of Ludlow.

Ludlow PD News

  • Ludlow Police Responding to Serious Crash with Injuries February 20, 2019
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From the Chief

Ludlow Police Chief Paul Madera Welcome to the Ludlow Police Department website. It is our mission and our goal to create a safe environment for residents and visitors. We pride ourselves on serving the Town of Ludlow as a major partner in ongoing efforts to improve the overall quality of life within our community.
We hope that this site will make the Ludlow Police Department more accessible by making our community aware of available services, programs, and department activities.

We take our commitment to public safety very seriously. Please don't hesitate to email me with your comments and suggestions so that we may better serve you.

Sincerely,
Chief of Police Pablo P. Madera



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Contact Us

Phone
Emergency: 911
Police Business: 413-583-8305
Confidential Tip Hotline: 413-589-9888 ext. 2207
Media Inquiries: 413-583-8305 ext. 2214 or 413-427-8579
Fax: 413-583-8283

Email
ludlowpolice@ludlowpolice.com

Address
612 Chapin Street
Ludlow, MA 01056

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